This coverage pays a Tax-Free Cash Benefit to help cover medical bills and accident-related recovery costs to prevent a sudden injury or extended hospital visit from draining your savings.

• Pays for extended hospital stays and treatment-related expenses.
• Helps cover out‑of‑pocket medical costs that can pile up quickly.
• Keeps you focused on recovery, not bills.

This coverage replaces a portion of your income if you’re unable to work due to an injury or illness, so your household can keep running while you recover.

• Protects your paycheck and covers monthly expenses.
• Preserves savings and prevents debt during long recoveries.
• Options for short‑ or long‑term coverage based on your job and needs.

This coverage pays a lump‑sum if you’re diagnosed with a covered serious condition (e.g., cancer, heart attack, stroke) to give you financial breathing room when you need it most.

• One-time payment you can use for treatment, mortgage, or travel.
• Covers non‑medical costs like caregiving, home modifications, or lost income.
• Fast payout on confirmed diagnoses for immediate support.

This coverage provides a tax‑free payout to your beneficiaries after you pass away to cover funeral costs, pay off debts, replace lost income, or leave a legacy.

• Replaces income for dependents and secures your family’s financial future.
• Can cover mortgage, education, and final expenses.
• Term and permanent options to fit budgets and long‑term plans.

One simple plan that protects all your dependents — covering both parents and each child (under 18) until age 25 within a single family plan arrangement. Each dependent is covered separately under the same policy, so claims and benefits are individual while administration is consolidated.

• Covers dependents from under 18 up until 25 years of age.
• Can combine multiple coverage packages under one family plan
• Simplifies management & billing — one policy, one renewal, individual claims per dependent.